ESIC UDC Salary 2025: Check Basic Pay, Job Profile, and Other Allowances

The Employees’ State Insurance Corporation (ESIC) is a highly respected organization under the Ministry of Labour and Employment, Government of India. One of the most sought-after positions in ESIC is the Upper Division Clerk (UDC) post, known for its respectable pay scale, government benefits, and promotional opportunities.

In this blog post, we will provide a detailed insight into the ESIC UDC Salary 2025, including basic pay, in-hand salary, salary slip, allowances, job profile, and other relevant information. Whether you’re an aspiring government job seeker or someone preparing for the ESIC UDC 2025 recruitment exam, this guide is for you.

ESIC UDC Post: An Overview

The Upper Division Clerk (UDC) is a Group ‘C’, Non-Gazetted Ministerial post. It involves clerical duties, administrative responsibilities, and record management in various regional and sub-regional ESIC offices.

Key Highlights

• Recruiting Body: Employees’ State Insurance Corporation (ESIC)
• Job Type: Central Government Job
• Post Name: Upper Division Clerk (UDC)
• Pay Level: Level-4 (7th CPC)
• Work Location: Pan India
  

ESIC UDC Salary Structure 2025

The salary for the ESIC UDC is governed by the 7th Pay Commission under Pay Level 4. Here is a detailed breakdown of the salary structure:

1. Basic Pay

Pay Level	Basic Pay (Entry Level)
Level 4	₹25,500

2. Allowances Included

In addition to the basic pay, ESIC UDCs are entitled to various allowances:

• Dearness Allowance (DA) – 46% of Basic Pay (as of 2025)
• House Rent Allowance (HRA) – 9%, 18%, or 27%, depending on the city category
• Transport Allowance (TA) – Based on the posting location
• Other Special Allowances – Festival Bonus, Children’s Education Allowance, etc.
  

ESIC UDC In-Hand Salary 2025

Let’s estimate the in-hand salary for an ESIC UDC posted in a metro city:

Monthly Salary Breakdown (X City – Metro)

Component	Amount (INR)
Basic Pay	₹25,500
Dearness Allowance (46%)	₹11,730
HRA (27%)	₹6,885
Transport Allowance	₹3,600
Other Allowances	₹1,000 (approx.)
Gross Salary	₹48,715
Deductions (NPS, Tax)	₹6,000 – ₹8,000
In-Hand Salary	₹40,000 – ₹42,000

The actual in-hand salary may slightly vary depending on the location of posting, deductions, and additional perks.

HRA Based on City Category

City Category	HRA Rate	Monthly HRA
X (Metro)	27%	₹6,885
Y (Tier-2)	18%	₹4,590
Z (Tier-3/Rural)	9%	₹2,295

Annual Salary Package of ESIC UDC 2025

The estimated annual salary package for ESIC UDC is as follows:

• Gross Annual Salary: ₹5.80 – ₹6.20 lakh
• In-Hand Annual Salary: ₹4.80 – ₹5.00 lakh
  

This includes fixed pay plus allowances and benefits.

Sample ESIC UDC Salary Slip 2025

Here’s a sample structure of a monthly salary slip for an ESIC UDC posted in a metro city:

Earnings

• Basic Pay: ₹25,500
• DA (46%): ₹11,730
• HRA (27%): ₹6,885
  
• TA: ₹3,600
• Miscellaneous Allowance: ₹1,000
  
  Total Earnings: ₹48,715
  

Deductions

• NPS: ₹3,570
• Income Tax: ₹2,000 (varies)
• Professional Tax: ₹200
• Others: ₹500
  
  Total Deductions: ₹6,270
  

Net Salary Credited: ₹42,445

Perks and Benefits of ESIC UDC

Apart from the regular salary, the ESIC UDC post comes with an array of benefits that enhance job satisfaction and financial stability:

1. National Pension Scheme (NPS)

• Monthly contributions from the employee and the employer.
• Provides retirement benefits and a pension.
  

2. Health Insurance

• Medical benefits in ESIC empanelled hospitals.
• Includes family members under the ESI Act.
  

3. Paid Leaves

• Casual Leave, Earned Leave, Maternity Leave, Medical Leave.
  

4. Travel Benefits

• Leave Travel Concession (LTC) is available periodically.
  

5. Job Security

• Permanent post under the Central Government.
• No risk of layoffs.
  

6. Promotions and Career Growth

• Ample scope for internal promotions through departmental exams.
  

ESIC UDC Job Profile 2025

The ESIC UDC role is primarily a desk job that involves clerical and administrative work.

Key Responsibilities:

1. Data Entry and Record Keeping
   • Maintaining employee insurance records
   • Updating beneficiary data
2. Processing Claims
   • Checking and processing insurance claims for benefits
3. Drafting Letters
   • Preparing correspondence and official communication
4. Maintaining Files
   • Managing office documentation and filing
5. Customer Interaction
   • Addressing queries from insured persons and employers
6. Back Office Support
   • Assisting higher officials and handling computer-based tasks
     

Work Hours and Environment

• Working Days: Monday to Friday (5 days/week)
• Working Hours: 9:00 AM to 5:30 PM
• Work Culture: Office-based, minimal fieldwork
• Transfers: Applicable within regional/state offices after specific tenure

ESIC UDC Posting Locations

ESIC has offices in nearly all states and major cities of India. Some common UDC posting locations include:

• New Delhi

• Mumbai
  
• Chennai

• Hyderabad

• Bengaluru

• Lucknow
  
• Chandigarh

• Kolkata

• Bhopal

• Ahmedabad

• Patna

• Jaipur

Postings are usually in urban or semi-urban regions, ensuring better amenities.

ESIC UDC Promotion and Career Growth

Promotion Hierarchy:

1. Upper Division Clerk (UDC)
2. Assistant
3. Social Security Officer (SSO)
4. Section Officer
5. Deputy Director
   

Promotions are based on departmental exams, seniority, and performance reviews. An ESIC UDC can reach Group B or higher managerial positions with consistent service.

ESIC UDC vs Other Clerical Jobs

Feature	ESIC UDC	SSC CHSL LDC	Bank Clerk
Pay Level	Level 4	Level 2	Entry Level Scale I
Basic Pay	₹25,500	₹19,900	₹19,900
Work Pressure	Moderate	Low to Moderate	High
Posting Type	State-wide/All India	Central Govt Offices	Bank Branches
Promotional Growth	High	Moderate	High

Why Choose ESIC UDC as a Career Option?

Here are a few solid reasons to aim for the ESIC UDC post in 2025:

•  Attractive Salary & Benefits
•  Central Government Job Security
•  5-Day Working Week
•  Medical and Pension Coverage
•  Urban Postings with Good Work-Life Balance
•  Promotions Through Departmental Exams
•  Exposure to Administrative Operations
  

Eligibility Criteria for ESIC UDC 2025

Before applying, ensure that you meet the following eligibility criteria:

1. Educational Qualification

• A Bachelor’s degree from a recognized university
• Working knowledge of computer applications (MS Office, etc.)
  

2. Age Limit

• Minimum Age: 18 years
• Maximum Age: 27 years
• Age relaxation for reserved categories as per government norms

Tips to Crack the ESIC UDC Exam 2025

Here are some preparation strategies for candidates aiming for this job:

1. Understand the Exam Pattern
   • Preliminary, Mains, and Skill Test (Computer)
2. Focus on Accuracy
   • Practice mock tests to improve precision in reasoning and English
3. Work on Typing Skills
   • Prepare for the computer skill test with real-time typing practice
4. Stay Updated with Current Affairs
   • Read daily news, especially from the employment sector
5. Use Previous Year’s Papers
   • Analyze trends and difficulty level
     

Conclusion

The ESIC UDC Salary 2025 is not just about the numbers—it reflects the comprehensive benefits and career stability offered by a central government job. With a generous in-hand salary, structured promotions, and strong job security, the ESIC UDC role is an ideal starting point for many aspirants looking to build a solid career in public service.

If you’re planning to apply for ESIC UDC Recruitment 2025, now is the time to understand the post, its benefits, and begin your exam preparation. For more updates on ESIC vacancies, exam tips, and government job news, stay connected with CareerCartz.

FAQs on ESIC UDC Salary 2025

Q1. What is the basic pay for ESIC UDC in 2025?

The basic pay for ESIC UDC under Pay Level 4 is ₹25,500.

Q2. What is the total in-hand salary of ESIC UDC?

The in-hand salary is approximately ₹40,000 to ₹42,000 per month.

Q3. Is ESIC UDC a permanent job?

Yes, it is a permanent central government job under ESIC.

Q4. What is the highest post one can reach from UDC?

With internal promotions, a UDC can become a Deputy Director.

Q5. Does ESIC UDC offer pension benefits?

Yes, employees are covered under the National Pension Scheme (NPS).